I am bankrupt and due to be discharged in December. If I were to receive money from my bank as part of a mis-sold base rate swap, would this default to the Official Receiver?
Yes I’m afraid so, as it will be treated in much the same way as any PPI taken prior to the bankruptcy and be treated as a so-called ‘Bankruptcy Asset’. However, between you and us, the Official Receiver rarely revisits cases once processed and if you keep mum about it, it’s most unlikely they will find out about it.
Bankruptcy UK offers a full bankruptcy administration service and will submit your bankruptcy application online. Court appearances are no longer required for bankruptcy. Call us for bankruptcy help on 01425 600129 or for an informal chat about your circumstances.