Would a bankruptcy declared in the UK include an overseas mortgage (Cyprus) on a property with title deeds still not in my name. Would this be considered unsecured?
First of all, you would need to include your interest in any property worldwide, as the Official Receiver needs to know about all of your assets. We’re not clear about what you were saying about the title deeds, but if you owned a property in Cyprus which were to be repossessed and sold at a loss, you would be able to include this is in a UK Bankruptcy. In fact, this applies to properties across the Eurozone. For properties outside the Eurozone, you could include the property but the bank concerned would not be obliged to act on the bankruptcy i.e, you might still be liable.
Feel free to call us with any further questions or for bankruptcy help on 01425 600129 or 07479 739139