The first thing to point is that from 6th April 2016 there is one universal fee of £680 for bankruptcy applications and the former ‘Court Fee Remissions’ for the unemployed / pensioners no longer apply.
It is often the case that utility companies have trust funds set up to assist those in need and in particular, the water / utility companies. Severn Trent has a Trust Fund for this purpose, but you should approach your own supplier. EDF also offers help, as does British Gas, the British Legion and various Trade Unions. Try logging onto ‘Turn2us.gov.uk ‘ if you need more ideas.
Bankruptcy UK offers a full bankruptcy administration service and will submit your bankruptcy application online. Court appearances are no longer required for bankruptcy. Call us for bankruptcy help on 01425 600129 or for an informal chat about your circumstances.