

I took the decision to call last year as my IVA was financially crippling me. Right from the start I found you helpful, reassuring and positive. You handled all the paperwork and completely took the pressure off me. I attended court in October last year, armed with the income and expenditure document that they worked on for me and everything went fine. I am now feeling much less stressed, can finally sort out my finances and look forward to a debt free future. I feel that they offer a valuable service. Miss S, Merthyr
Whereby other companies failed to answer even simple questions about my financial situation and others refused to help me altogether, you stated clearly from the very beginning, in writing, all the options available to me. Whenever my queries became more complex, my case officer did not hesitate to refer me to a manager or a higher up officer better placed to answer and everything without requiring any upfront fee. Therefore in my personal experience, I would not hesitate to recommend the services provided by you. Mr R, Southampton
I went through many different companies that put me off bankruptcy and through this I ended up in more debt, stress and trouble. At the time I was pregnant and dealing with considerable amounts of stress. When I first contacted yourselves, you made me feel welcome and did not make me feel stupid for the mistakes I had made. I found your staff to be very helpful and I found the information to be factual and not misleading. I did not understand my legal rights within the debt act but felt assured that I was doing the right thing. If it was not for your help I am not quite sure where I would be now. Ms A, Liverpool
I am writing to thank you after what has been a very stressful couple of years. I found myself in major problems concerning debt about 4 years ago. I dealt with two companies, Baines and Ernst and Blair Endersby who put me on to a debt management programme (Baines and Ernst) and then an IVA (Blair Endersby) neither of which were to my advantage as I later found out. Mrs M Devon
I began dealing with you in March 2008 when it was pointed out that bankruptcy would have been a much more suitable option for me. I wish I had been told this about 3-4 years ago as a lot of money and more importantly stress could have been avoided.
I have been through the process with you, attended court in December 2008 and am now nearly two months into my 12 months of being declared bankrupt. It has been an almost painless process and the fear I once felt about being in debt, having to be declared bankrupt, attending court etc has now been lifted and for the first time in years, I feel like I can breathe properly again and look forward in the future.
My own case was very straight forward but I did not wish to deal with bankruptcy myself. I was nervous about filling in the many forms correctly and felt totally out of my depth re the legislation in this area, it was such a comfort to be able to have support, guidance and a friendly voice on the phone! Mrs M, Berkshire
Making the decision to go bankrupt is not by any means an easy one, often before you even reach that decision point you have spent months if not years stressed and worried about finances, family and your home. Your service and support made a big difference in reducing my stress and anxiety levels, just knowing that someone friendly was at the end of the phone to answer any questions was a great help. It is nerve racking thinking about going through the bankruptcy process, scary even, official receivers, court dates, losing your home etc. You understood my concerns and worries and explained the process and what to expect at every stage helping to reduce my anxiety.
With regard to your service when you assisted with my bankruptcy, I found your services to be very good, your people were very helpful, kind and understanding and everything went very well with your company doing my bankruptcy. I thank you for all that you did. Mr A, Ringwood
You and your company helped me with my bankruptcy in September of 2008. I was at my wits end until I spoke to you and you were so helpful and put my mind at ease. I am sure there are many people in what was my position needing help and guidance and your people can do this. Miss L, Merseyside
As you may be aware, on 22 January my partner and I went to court to become bankrupt. The whole of the last eight years for us as a couple have been in debt. We have tried debt management and even considered an IVA. It was only after speaking to your office that we felt we had enough information regarding both options as to decide what to do about our future. Mr B, Devon
After you explained bankruptcy to us, we felt that this was the way forward for us. The whole process set out by your company made it easy for us to start and complete the process because as you are aware the forms could be in another language for all the sense they made to me. I only had to fill in one form for myself and my partner and you did the rest.
The whole process from the original enquiry to our court appearance could not have made it any easier. I just wanted to take the time to thank you for all that you did for my partner and myself in helping to deal with our debts. You have given us a new lease of life not having to worry as to how we were going to pay off our debts.
I would like to take this opportunity in telling you that I have been 100% happy with the service and the support that your company gave me and my partner during a very difficult and stressful time for both of us. Without your continued support I really do not know how things would have turned out for us. Mr P G & Ms J G, Swanage
At no point did we feel that we were mis-sold any information. You explained our options and explained our best solution to our financial situation to which we are extremely grateful. We were also given the opportunity to call at anytime with any questions we had and they were answered without any hesitation and it was all done in a professional manner.
As a customer or client I personally could not fault you in any way shape or form. You helped me through a very difficult period. I had nothing but professional and quick help. Mr J T, Dyfed
From a very satisfied client
I took the decision to call you last year as my IVA was financially crippling me. Right from the start I found you helpful, reassuring and positive. You handled all the paperwork and completely took the pressure off me. I attended court in October last year armed with the income and expenditure document that you worked on for me and everything went fine. I am now feeling much less stressed, can finally sort out my finances and look forward to a debt free future. I feel that you offer a valuable service. Miss L S, Essex
OK this is quite simple, I was suicidal (and being treated by my doctor) because of my debts. Mr C P,Dorset
IF IT WAS NOT FOR YOU I WOULD HAVE KILLED MYSELF MONTHS AGO!!!!
I am quite happy to be contacted, my name is Colin xxxxxx my bankruptcy reference number was xxx of 2007 in xxx County Court.
The Doctor who treated my depressed was Dr xxxxxxx (I will provide his address to official sources only)
I wanted to thank you for all your assistance through this difficult time. Right from the start everything was explained clearly to me to understand and there were no hidden costs or surprises. You really have been there every step of the way and have always taken the time to answer any questions I have reliably and promptly. Miss B, Blackpool
Again many thanks for your assistance and now I am so relieved that I can finally start my life again.
Well as you know I submitted my petition on 4th April and I must say it feels like a huge weight off my shoulders already. I would just like to say a big thank you to you for the help and information you gave in preparing my petition and statement of affairs. Miss Al-M, Salisbury
This has been one of the biggest decisions I have every made in my life but I am glad I made it as now I can move on. I have dealt with many companies over the past few years who have all offered me a “miracle” solution to my debt problems. I will not say what you have offered me is a miracle but your honesty and straight talking has really helped me solve my debts.
Thanks again and keep up the good work.
First of all I would like to thank all concerned at your company for assisting me though this stressful and difficult period in time. I like many other people found it very worrying when faced with no other alternative but bankruptcy. I looked at all other avenues available to me, for fearing what bankruptcy entailed. Mr C, West Yorkshire
After having several conversations with your representative, I explained my situation to him and my mind was put at ease. Everything was dealt with in a polite and professional manner and any queries that I had was dealt with both professionally and efficiently. Within no time at all my bankruptcy was dealt with and I was then able to carry on with a normal life without the fear of my creditors constantly hounding me. It has been money well spent to be relieved of the stress and worry with the knowledge and support of your company
Once again many thanks
I am in full support of you and your colleagues. At what was a very anxious and vulnerable time, I was made to feel that I was not guilty of any misdemeanour (though this was how I did feel at that time) and any questions I asked were answered truthfully. I was frequently given other options in the answers and was at all times made to feel comfortable about the course of action I was having to take. Mr A M, SWADLINCOTE
I considered the manner and attitude of everyone I spoke to was completely professional and extremely helpful and as a result of this the entire procedure was smooth running, right up to and including my appearance at Court.