How long does bankruptcy stay on your record?
Your name is removed from the Insolvency register 15 months after your order is granted. However you can ask 100 people how they found getting credit after they have filed for bankruptcy and the answers will vary considerably. The smart approach would be to apply credit repair soon after you have been made bankrupt. This will enable a credit adjustment company (Or you can do it yourself) to remove entries that are recorded on your file which can legitimately be removed.
In addition you can persevere to get credit of some description in order that you can start to build your your repayment record which is submitted to the credit reference agencies every month.
We often come across people who have successfully rebuilt their credit profiles after bankruptcy and are comparable to the highest scores you can achieve.
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